Privacy Policy

1. Introduction

Welcome to Dividend Calculator ("we", "our", or "us"). We respect your privacy and are committed to protecting any information collected while you use our website. This Privacy Policy explains what information we collect, how we use it, and the choices you have.

By using our website, you consent to the practices described in this policy.

2. Information We Collect

Dividend Calculator is a client-side tool. All calculations you perform (investment amounts, tickers, yields, and projections) run entirely in your browser and are never transmitted to or stored on our servers.

We do not require account registration and do not directly collect personal information such as your name, email address, or financial details.

3. Log Files

Like most websites, our hosting provider follows a standard procedure of using log files. These files may log visitors when they visit the site. Information collected may include:

• Internet Protocol (IP) addresses
• Browser type and version
• Internet Service Provider (ISP)
• Date and time stamps
• Referring and exit pages
• Number of clicks

This information is not linked to anything personally identifiable. It is used for analyzing trends, administering the site, and gathering broad demographic information.

4. Cookies

Cookies are small text files stored on your device by your web browser. Our website may use cookies to:

• Remember your calculator preferences and settings
• Understand how visitors use the site so we can improve it
• Serve relevant advertisements (see the advertising section below)

You can choose to disable cookies through your browser settings. Please note that disabling cookies may affect some site functionality. For more information on managing cookies, consult your browser's help documentation.

5. Google AdSense and Third-Party Advertising

We may display advertisements served by Google AdSense. Google, as a third-party vendor, uses cookies to serve ads on this site. Specifically:

• Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites.
• Google's use of advertising cookies (such as the DART cookie) enables it and its partners to serve ads to you based on your visits to this site and/or other sites on the Internet.
• You may opt out of personalized advertising by visiting Google Ads Settings.
• Alternatively, you can opt out of some third-party vendors' use of cookies for personalized advertising by visiting www.aboutads.info.
• For more details on how Google uses data when you use our site, see How Google uses information from sites or apps that use our services.

Third-party ad servers or ad networks may use technologies such as cookies, JavaScript, or web beacons in their advertisements and links. We have no access to or control over cookies used by third-party advertisers. Please consult the respective privacy policies of these third-party ad servers for more detailed information, including how to opt out of certain practices.

6. Consent for Users in the EEA, UK, and Switzerland

If you are visiting from the European Economic Area (EEA), the United Kingdom, or Switzerland, personalized advertising will only be served after you provide consent through our cookie consent mechanism, in accordance with the GDPR and Google's EU User Consent Policy. You may withdraw or modify your consent at any time through the consent settings on this site.

7. Data Safety

We take reasonable measures to keep your experience safe:

• No server-side storage: Your financial inputs never leave your device.
• HTTPS encryption: All traffic between your browser and our website is encrypted in transit.
• No data selling: We do not sell, trade, or rent any visitor information to third parties.
• Minimal collection: We only allow the standard log and advertising data described above.

While we strive to protect your information, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

8. Children's Privacy

Our website does not knowingly collect any personal information from children under the age of 13. If you believe a child has provided such information on our site, please contact us at the email address below and we will promptly remove it.

9. Third-Party Links

Our website may contain links to external sites that are not operated by us. We have no control over the content and practices of these sites and cannot accept responsibility for their respective privacy policies. We encourage you to review the privacy policy of every site you visit.

10. Your Privacy Rights

Depending on your location, you may have rights under applicable data protection laws, including India's Digital Personal Data Protection Act, 2023, the GDPR (European Union), or the CCPA (California). These rights may include the right to access, correct, or request deletion of personal data, and the right to opt out of the sale of personal information. Since we do not collect or store personal data directly, most such requests will relate to third-party services such as Google AdSense, whose controls are linked in Section 5.

11. Governing Law and Jurisdiction

This Privacy Policy shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with this Privacy Policy or your use of this website shall be subject to the exclusive jurisdiction of the courts located in Kerala, India.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this page periodically.

13. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: vishnuvazhayil98@gmail.com

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